"We are heading for instability."
Ian Rutter is a healthcare worker at a Harrogate hospital, and is currently worried about the economic effects of Brexit.
So much so, he has taken on more weekend.
The UK economy is "almost heading for the perfect storm".
"Jacob Rees-Mogg [the Brexit-supporting leader of the House of Commons] has said we want to be better off in 50 years. I'll be dead in 50 years, I'd better be better tomorrow, "Mr Rutter says.
The 54-year-old lives in Huddersfield, and commutes to work in Harrogate by car, at 80 mile round trip.
He usually gets a new car, via financing, every two years, but has held off due to repayments.
"I sound like Frazer from Dad's Army – 'We're doomed!' – but I really am genuinely worried about the future, "he says.
He is not going on holiday this year, has not upgraded his phone, and has been buying a new television on hold. The one luxury he still grants himself is a season ticket for Leeds Rhinos rugby league club.
Mr. Rutter is also concerned about the effects of Brexit on his work in terms of finding staff.
"My support workers are Polish, Italian, Lithuanian." The house-keeping staff are from Spain and Portugal, "he says. "I work in Harrogate, which is an affluent area, and we struggle to recruit people for low-income posts."
Richard Ward, a 29-year-old project manager from Leicester, has so put some of his spending on hold.
He and his wife Emma, a children's nurse, put off a short holiday to Poland or Hungary due to Brexit being postponed.
They are concerned about the pound dropping while they are away and their holidays are more expensive.
'No one knows'
"We were thinking about going in the next month." We've put it off, "he said. "When the referendum came in, the pound crashed against the euro. We worried that would happen again."
Mr. Ward works in the construction industry. The company he works for, which imports goods from Europe, has already raised prices due to the drop in the pound.
He is concerned with no deal Brexit wants to lead to queues of lorries at Dover, disrupting his firm's work.
"If we get a deal, I do not think too much change."
"The reality of the situation is no-one knows what will happen if we leave [the EU] without a deal. "
Some argue that the economic risks of a potential no-deal have been exaggerated by those who do not want to leave the EU.
But just under a third of UK consumers have changed their spending habits due to Brexit Unhealthy, and have just made a major purchase, a survey by KPMG.
People are also delaying booking holidays and making stock market investments, the accountancy firm said.
Paula Smith, Head of Banking at KPMG UK, said: "It is clear people are uncertain about the future, spending and investing less while saving more.
"However, while people are working to save their finances, they are stubbornly low, so savings are not really working for people.
"The business world has been cautious about investing for growth since the referendum and that's clearly going on in the real economy and people's financial confidence."
Brexit, with 46% of 18 to 34-year-olds delaying big purchases or putting more money into savings, said KPMG.
People aged 35 and over have been put into savings, while the over-55's tend to be lost, with only one in five changing their spending habits, it said.
In London, one in 20 people even delayed their wedding due to Brexit, the accountancy firm found.
Consumer spending growth in the UK fell to a low in July, according to the British Retail Consortium and KPMG, due to Brexit uncertainty and slow real wage growth.