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Tuesday, June 2, 2020

The government extends the guide against all travel except the essential ones: reimbursement rights

The Foreign and Commonwealth Office (FCO) has extended its warning against all international travel, except essential travel, for an indefinite period. Here’s what you need to know if you go abroad.

On March 17, Foreign and Commonwealth (FCO) advised against all overseas trips, except essential ones, for the next 30 days. The FCO has now extended this advice indefinitely.

People who have to travel abroad must be protected as long as they have travel insurance.

But individual policies may vary, so you need to check the small print.

If you have “travel interruption coverage” or “cancellation due to FCO restrictions”, you should be reimbursed for associated lost costs if you are advised not to travel.

The British Insurers Association (ABI) said: “This unprecedented step actually provides welcome clarity for our customers and the industry. In general, cancellation of the insurance or interruption of the trip will concern the advice of the FCO. This decision will therefore allow policyholders with travel cancellation or travel interruption coverage to request canceled trips that had already been booked and that cannot now continue. “

Anyone actively trying to travel to an area that has a travel restriction imposed by the FCO would risk voiding their travel policy. And those who ignore government advice against all travel except the essential ones can also void their travel insurance.

If you’ve booked a vacation and have ATOL protection, this won’t compensate you as it refers to the bankruptcy of vacation package providers, not a serious medical outbreak like coronavirus, according to the travel trade agency, ABTA.

Vacationers should also speak with hotels, car rental companies and airlines to request a refund, particularly if travel insurance has not been taken out.

Airlines are still making some flights and a number is flexible when it comes to re-booking travel dates. If your flight has been canceled, your airline should offer you the choice of a full refund or alternative flights.

However, due to the current situation, alternative flights may not be practical to organize.

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